This is the 6th Best Bank in Indonesia

Six national bank of Indonesia was elected as the best bank in 2010 by Investor Magazine. The six banks include Bank Rakyat Indonesia Tbk (BRI), Bank Tbk (BTN), the National Pension Savings Bank Tbk (BTPN), Bank Swadesi Tbk, North Sumatra BPD, and BPD Nusa Tenggara Timur.

"The banks are selected as the best bank based bank rating results Investor Magazine ranking using 12 criteria," said Director of Globe Media Group Primus Dorimulu the awards ceremony to the 2010 Best Bank in Citywalk Sudirman, Jakarta, Thursday (3 / 6 / 2010).

He explained, among other ranking criteria based on capital adequacy ratios (the Capital Adequacy Ratio / CAR), the level of bad loans (non-performing loans / NPL), the rate of return on assets (return on assets / ROA), return on equity (return on equity / ROE), net interest margin (net interest margin NIM), and the ratio of operating expenses to operating income.

"In addition, also based on the ratio of credit (loan to deposit ratio / LDR), the growth of non-interest income net, operating income growth, loan growth, operating profit growth, and the ratio of labor costs (BTK)," he said.

The six best banks, he added, was elected best bank in each group. He said, BRI, for example, the best in the group of commercial banks with assets above Rp100 trillion. Then, BTN best in the group of commercial banks with assets above Rp50, Rp100 trillion and BTPN with assets above Rp10-50 trillion.

"Next, BPD with assets above Rp 10 trillion, Bank of North Sumatra and BPD with the Rp10 trillion of assets under which the Bank of NTT," he said.

As one of the judges in rating banks in 2010 was that economists Aviliani INDEF. According to him, last year was a year of post-crisis recovery of the global banking prior periods. "Commonplace when the big banks and small-scale performances quite positive," he said.

Aviliani say, the best banks in the ranking this year the jury not to give awards to foreign banks. According to him because it is linked to global conditions that have not been recovered, so the impact on the condition of their banks.

For your information, of the 121 banks operating as of May 2010, only 79 banks are rated. A total of 34 banks are not included in the rating because it does not pass the first selection.

Among others, blocked two bank selection CAR below 12 percent, Bank Executive ICB International Tbk and Bank Bumiputera. In addition, there are also 23 banks which did not pass the selection because it has assets below Rp1 trillion.